![]() Through the Synchrony mobile app, you can access and manage your savings account. Unlike other online banks, Synchrony only offers an online savings account, money market account and certificates of deposit (CDs). While there is no account minimum with a Synchrony savings account, if your account remains at $0 for 60 or more days, it is subject to closure. Users are also reimbursed up to $5 per month for fees accrued at out-of-network ATMs. There are over 70,000 ATM locations across the country with a Plus or Accel logo. It partners with Plus and Accel ATMs to offer fee-free withdrawals. Synchrony’s online savings account comes with a debit card, which can be used to make purchases. ![]() ![]() With Synchrony, you can open up an online savings account without a minimum balance. Synchrony, which owns CareCredit (a credit card for health care and wellness expenses) and partners with major retailers for credit card financing, also has a high APY savings account. ![]()
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